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Category: Insurance

Are you towing your caravan illegally?

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Are you towing your caravan illegally? It’s time to pack the caravan and head for warmer climates! Before you leave make sure that you check your vehicles towing capacity. A recent report on the ABC highlighted that the Queensland governments recent blitz, found that most of the caravans in Qld were either over the weight limit or had issues with […]

COVID-19 Resources

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At Centrewest we are committed to supporting our clients as the COVID-19 situation continues. As a leader in a risk management business, we remain fully committed to supporting you and your company through these challenging times.   We would like to reassure all our clients that we are here to help as much as possible and […]

Work Health and Safety Laws – Increased penalties

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The harsh facts  We have highlighted the changes to Work Health and Safety Laws in Western Australia for some time.  Penalties for breaches of WA’s work health and safety laws increased substantially, the WA State Government announced significant increases to fines and potential jail terms for businesses who commit safety offences. For instance, fines of […]

Perth Hills WA Bushfire

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Our thoughts are with those impacted by the bushfires and we would like to ensure our clients affected that we are here to support you. Please remember to follow instructions when returning to your home and stay informed, https://www.dfes.wa.gov.au/bushfire/recovery/ What you may be covered for: Total loss   Domestic & commercial glass Make safe & […]

Temporary closure, unoccupancy & working from home arrangements

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As we struggle with the consequences of COVID-19 it is important to highlight some of the effects on insurance arrangements with temporary closures, working from home & unoccupied buildings. So, with this in mind, we have some general advice below to assist you. Please note, it is absolutely vital you contact your Centrewest Broker, 08 […]

Understanding Underinsurance

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It is important for businesses and home owners to take steps to ensure they are properly insured.  Unfortunately, 1 in 10 Australian small businesses with insurance don’t have enough cover to protect themselves against business disruption, legal liabilities or loss or damage to their assets* Under-insurance is when the value you have insured your property […]

Travel Insurance & Coronavirus

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As you are probably aware there is an active outbreak of a new novel coronavirus that originated from Wuhan City in Hubei Province in China. The Australian Government (DFAT) has raised the travel advisory for all Australians to “Level 4 – Do not travel to mainland China”. The Insurance Council of Australia (ICA) says while […]

Bushfire Prepardness

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As summer is approaching so is bushfire season. After a series of relatively mild summers, and a dry winter this year, fire authorities warn bushfire conditions heading into summer are on par with possibly some of the worst seen in recent years. Planning and managing risks –  for your business, home or both – will […]

Proof of Ownership

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You notice a ring you were given by a loved one is no longer where it should be, you immediately start thinking where it could be and what you can do to get it back, insurance! If you need to make a contents insurance claim, you will generally need some evidence of ownership, to prove […]

Increase to WA’s Work Health and Safety Penalties

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Western Australia now has the highest work health and safety penalties in the country. The increase in penalties highlights the importance of maintaining a safe workplace. Workplace Health and Safety (WHS) also referred to Occupational Health and Safety (OH&S) laws require employers to manage workplace risks in order to protect the health, safety and welfare of […]